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    <h1>Free Online Tools</h1>
    <p class="subtitle">A collection of 75+ free online tools. No signup required. 100% Client-side.</p>
    
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        <input type="text" id="toolSearch" placeholder="Search 75+ tools (e.g. loan, BMI, tip)..." style="width: 90%; max-width: 400px; padding: 14px 20px; font-size: 16px; border: 2px solid #ddd; border-radius: 30px; outline: none; transition: 0.3s;" onfocus="this.style.borderColor='#0066cc'" onblur="this.style.borderColor='#ddd'">
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    <div class="grid">
        <a href="/bmi-pro/" class="card pro">
            <h2>✨ Pro BMI Calculator</h2>
            <p>Supports metric & imperial. Visualize your range. 100% private.</p>
        </a>

        <a href="/cdc-bmi-child/" class="card">
            <h2>🧒 CDC Child BMI Calculator</h2>
            <p>Calculate BMI for children and teens (ages 2-19) based on CDC guidelines.</p>
        </a>
        
        <a href="/teen-bmi/" class="card">
            <h2>🧑‍🎓 Teen BMI Calculator</h2>
            <p>Calculate BMI for teenagers (ages 13-19) based on age and gender.</p>
        </a>

        <a href="/bmi-percentile/" class="card">
            <h2>📊 BMI Percentile Calculator</h2>
            <p>Check your child's BMI percentile range. Local and private.</p>
        </a>

        <a href="/bmi-women/" class="card">
            <h2>👩 BMI Calculator for Women</h2>
            <p>Tailored BMI screening for women. Local, private, and no signup required.</p>
        </a>

        <a href="/bmi-men/" class="card">
            <h2>👨 BMI Calculator for Men</h2>
            <p>Calculate BMI for men. Considers muscle mass. 100% private.</p>
        </a>

        <a href="/tdee-calculator/" class="card">
            <h2>🔥 TDEE & Calorie Deficit Calculator</h2>
            <p>Calculate your daily calorie needs and set a deficit for weight loss. 100% private.</p>
        </a>

        <a href="/ideal-weight-women/" class="card">
            <h2>⚖️ Ideal Weight Calculator for Women</h2>
            <p>Find your ideal weight range based on your height and gender. Local and private.</p>
        </a>

        <a href="/mortgage-calculator/" class="card">
            <h2>🏠 Mortgage Calculator</h2>
            <p>Calculate monthly payments, total interest, and payoff schedule locally.</p>
        </a>

        <a href="/compound-interest/" class="card">
            <h2>📈 Compound Interest Calculator</h2>
            <p>Calculate your investment growth and total interest locally.</p>
        </a>

        <a href="/hourly-to-salary/" class="card pro">
            <h2>💵 Hourly to Salary Calculator</h2>
            <p>Convert hourly wage to yearly, monthly, and weekly pay. Supports overtime.</p>
        </a>

        <a href="/currency-converter/" class="card">
            <h2>💱 Currency Converter</h2>
            <p>Real-time exchange rates for USD, EUR, GBP, and more. 100% private.</p>
        </a>

        <a href="/tip-calculator/" class="card pro">
            <h2>🍽️ Tip Calculator</h2>
            <p>Calculate tip, total bill, and split the bill instantly. 100% private.</p>
        </a>

        <a href="/date-calculator/" class="card pro">
            <h2>📅 Date Calculator</h2>
            <p>Calculate date differences and add/subtract days instantly. 100% private.</p>
        </a>

        <a href="/10000-loan-calculator/" class="card pro">
            <h2>💵 $10,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/15000-loan-calculator/" class="card pro">
            <h2>💵 $15,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/20000-loan-calculator/" class="card pro">
            <h2>💵 $20,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/25000-loan-calculator/" class="card pro">
            <h2>💵 $25,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/30000-loan-calculator/" class="card pro">
            <h2>💵 $30,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/50000-loan-calculator/" class="card pro">
            <h2>💵 $50,000 Loan Calculator</h2>
            <p>Calculate monthly payment, total interest, and view a dynamic visual chart.</p>
        </a>

        <a href="/100000-loan-calculator/" class="card pro">
            <h2>💵 $100,000 Loan Calculator</h2>
            <p>Calculate your monthly payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/car-loan-calculator/" class="card pro">
            <h2>🚗 Car Loan Calculator</h2>
            <p>Calculate your monthly auto loan payment, total interest, and payoff schedule.</p>
        </a>

        <a href="/dti-calculator/" class="card pro">
            <h2>⚖️ DTI Calculator</h2>
            <p>Calculate your Debt-to-Income ratio to see if you qualify for a loan.</p>
        </a>

        <a href="/apr-calculator/" class="card pro">
            <h2>📊 APR Calculator</h2>
            <p>Estimate the true annual percentage rate of your loan.</p>
        </a>

        <a href="/auto-loan-calculator/" class="card pro">
            <h2>🚗 Auto Loan Calculator</h2>
            <p>Estimate your monthly car payment and total interest instantly.</p>
        </a>

        <a href="/student-loan-calculator/" class="card pro">
            <h2>🎓 Student Loan Calculator</h2>
            <p>Calculate payments, extra payment savings, and view a full amortization chart.</p>
        </a>

        <a href="/boat-loan-calculator/" class="card pro">
            <h2>⛵ Boat Loan Calculator</h2>
            <p>Estimate financing with down payment & trade-in support. Real-time charts.</p>
        </a>
        
        <a href="/qr-code/" class="card">
            <h2>🔳 QR Code Generator</h2>
            <p>Create QR codes for any text or URL. 100% local, no signup required.</p>
        </a>

        <a href="/password/" class="card">
            <h2>🔐 Strong Password Generator</h2>
            <p>Create strong, random passwords instantly. 100% Client-side.</p> 
        </a>
        <a href="/unit/" class="card">
            <h2>📏 Unit Converter</h2>
            <p>Convert length and weight units instantly. No signup required.</p>
        </a>
        <a href="/age/" class="card">
            <h2>🎂 Exact Age Calculator</h2>
            <p>Find your exact age in years, months, and days.</p>
        </a>
        <a href="/word-counter/" class="card">
            <h2>📝 Word Counter</h2>
            <p>Count words, characters, and sentences in real-time.</p>
        </a>
        <a href="/text-case/" class="card">
            <h2>🔤 Text Case Converter</h2>
            <p>Easily switch between upper, lower, and title case.</p>
        </a>
        <a href="/expense-tracker/" class="card">
            <h2>💰 Daily Expense Tracker</h2>
            <p>Track your daily spending locally. No signup required.</p>
        </a>
        <a href="/aspect-ratio/" class="card">
            <h2>🖥️ Aspect Ratio Calculator</h2>
            <p>Calculate perfect video and image aspect ratios instantly.</p>
        </a>
        <a href="/color-picker/" class="card">
            <h2>🎨 Color Picker</h2>
            <p>Pick colors and get HEX, RGB, HSL codes instantly.</p>
        </a>
        <a href="/dog-age/" class="card">
            <h2>🐶 Dog Age Calculator</h2>
            <p>Convert dog years to human years instantly.</p>
        </a>
        <a href="/cat-age/" class="card">
            <h2>🐱 Cat Age Calculator</h2>
            <p>Convert cat years to human years instantly.</p>
        </a>
        <a href="/lab-age/" class="card">
            <h2>🐕 Labrador Age Calculator</h2>
            <p>Convert Labrador years to human years instantly.</p>
        </a>
        <a href="/loan/" class="card">
            <h2>🏦 Loan Calculator</h2>
            <p>Calculate monthly payments, total interest, and amortization schedule. 100% private.</p>
        </a>
        <a href="/percentage-calculator/" class="card">
            <h2>💯 Percentage Calculator</h2>
            <p>Calculate percentages instantly.</p>
        </a>
        <a href="/random-picker/" class="card">
            <h2>🎡 Fun Random Picker</h2>
            <p>Can't decide? Let the wheel choose for you.</p>
        </a>
        <a href="/password-checker/" class="card">
            <h2>🛡️ Password Strength Checker</h2>
            <p>Check your password security instantly.</p>
        </a>
        <a href="/image-palette/" class="card">
            <h2>🖼️ Image Color Extractor</h2>
            <p>Extract color palettes from images to CSS variables.</p>
        </a>
        <a href="/hsl-to-hex/" class="card">
            <h2>🔄 HSL to HEX Converter</h2>
            <p>Convert HSL colors to HEX with alpha instantly.</p>
        </a>
    </div>

    <div class="links-box">
        <h3>Popular Currency Conversions</h3>
        <p>
            <a href="/usd-to-eur/">USD to EUR</a> | 
            <a href="/usd-to-cny/">USD to CNY</a> | 
            <a href="/usd-to-inr/">USD to INR</a> | 
            <a href="/eur-to-usd/">EUR to USD</a> | 
            <a href="/gbp-to-usd/">GBP to USD</a>
        </p>
        <h3 style="margin-top: 15px;">Popular Salary Calculations</h3>
        <p>
            <a href="/20-an-hour/">$20 an Hour</a> | 
            <a href="/25-an-hour/">$25 an Hour</a> | 
            <a href="/32-an-hour/">$32 an Hour</a> | 
            <a href="/35-an-hour/">$35 an Hour</a> | 
            <a href="/overtime-calculator/">Overtime Pay Calculator</a>
        </p>
        <h3 style="margin-top: 15px;">Popular Tip Calculations</h3>
        <p>
            <a href="/15-percent-tip/">15% Tip</a> | 
            <a href="/18-percent-tip/">18% Tip</a> | 
            <a href="/20-percent-tip/">20% Tip</a> | 
            <a href="/split-bill-calculator/">Split Bill Calculator</a> | 
            <a href="/tip-on-20-dollars/">Tip on $20</a> | 
            <a href="/tip-on-50-dollars/">Tip on $50</a> | 
            <a href="/tip-on-100-dollars/">Tip on $100</a> | 
            <a href="/tip-on-200-dollars/">Tip on $200</a>
        </p>
        <h3 style="margin-top: 15px;">Popular Loan & Date Calculations</h3>
        <p>
            <a href="/10000-loan-calculator/">$10,000 Loan</a> | 
            <a href="/15000-loan-calculator/">$15,000 Loan</a> | 
            <a href="/20000-loan-calculator/">$20,000 Loan</a> | 
            <a href="/25000-loan-calculator/">$25,000 Loan</a> | 
            <a href="/30000-loan-calculator/">$30,000 Loan</a> | 
            <a href="/50000-loan-calculator/">$50,000 Loan</a> | 
            <a href="/100000-loan-calculator/">$100,000 Loan</a> | 
            <a href="/dti-calculator/">DTI Calculator</a> | 
            <a href="/apr-calculator/">APR Calculator</a> | 
            <a href="/auto-loan-calculator/">Auto Loan Calculator</a> | 
            <a href="/student-loan-calculator/">Student Loan Calculator</a> | 
            <a href="/boat-loan-calculator/">Boat Loan Calculator</a> | 
            <a href="/date-calculator/">Date Calculator</a> | 
            <a href="/days-between-dates/">Days Between Dates</a> | 
            <a href="/add-days-to-date/">Add Days to Date</a>
        </p>
    </div>

    <div id="about" style="max-width: 800px; margin: 40px auto; text-align: left; color: #555; font-size: 15px; line-height: 1.8; padding: 0 20px;">
        <h2>About Lihayo Tools</h2>
        <p>Lihayo Tools is a collection of free, online web utilities designed to make your daily life easier. Whether you need a <a href="/bmi-pro/">pro BMI calculator</a>, a <a href="/cdc-bmi-child/">CDC child BMI calculator</a>, a <a href="/teen-bmi/">teen BMI calculator</a>, a <a href="/bmi-percentile/">BMI percentile calculator</a>, a <a href="/bmi-women/">BMI calculator for women</a>, a <a href="/bmi-men/">BMI calculator for men</a>, a <a href="/tdee-calculator/">TDEE & calorie deficit calculator</a>, an <a href="/ideal-weight-women/">ideal weight calculator for women</a>, a <a href="/mortgage-calculator/">local mortgage calculator</a>, a <a href="/compound-interest/">compound interest calculator</a>, a <a href="/hourly-to-salary/">hourly to salary converter</a>, a <a href="/currency-converter/">real-time currency converter</a>, a <a href="/tip-calculator/">tip and split bill calculator</a>, a <a href="/date-calculator/">date difference calculator</a>, a <a href="/qr-code/">local QR code generator</a>, a <a href="/unit/">unit converter</a>, a <a href="/password/">password generator</a>, or a <a href="/expense-tracker/">local expense tracker</a>, we have a tool for you. All of our tools are 100% free, require no registration, and do not store your personal data.</p>
    </div>

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